The Responsible Resident
The Responsible Resident Podcast is a short-form educational series designed for medical students, residents, and fellows who want clarity around financial decisions during training, without pressure, sales, or noise.
Hosted by Amber Stitt, co-owner of MD Disability Quotes and a 15-year specialist in physician income protection, this podcast focuses on what truly matters during medical training: timing, underwriting, and protecting future earning power.
Most residents believe financial decisions can simply be handled later. What this series explains, calmly and clearly, is that some decisions are influenced by health history and timing. Flexibility exists during training, but it does not last forever.
You don’t need to take action immediately. The goal is competence first, so when decisions matter, you’re prepared.
If you’re in training and want to understand your options before they narrow, this podcast is for you.
The Responsible Resident
Latest Episodes
Can Non-U.S. Citizen Physicians Get Life Insurance?
Can non-U.S. citizen physicians get life insurance while working in the United States? Yes, foreign citizenship does not automatically mean life insurance is unavailable. For international physicians, medical resi...
Can You Trust AI for Life Insurance Research?
Can physicians trust AI when researching life insurance? AI tools can make life insurance easier to understand, helping physicians research terminology, compare policy concepts, explore underwriting questions, and organize in...
How Does Life Insurance Underwriting Work for Physicians?
Life Insurance Underwriting: What Physicians Can ExpectHow does life insurance underwriting work for physicians?Life insurance companies evaluate mortality risk using medical history, prescriptions, family histor...
Should Physicians Buy Life Insurance During Residency?
When Should Physicians Buy Life Insurance?Should physicians buy life insurance during residency or wait until they become attendings?The right time to evaluate life insurance depends less on your job title...
What Are Living Benefits in Life Insurance for Physicians?
Life Insurance Living Benefits for Physicians: What Can Your Policy Do While You’re Alive?As a physician, your financial plan is designed around protecting more than what happens if you die. What happens if you survive a seriou...